WhatsApp Payments: How to Setup, Send and Receive Money

WhatsApp Payments: How to Setup, Send and Receive Money

WhatsApp Payments

Hello friends, Do you know what is WhatsApp Payments, and have you used it? If you do not know what is WhatsApp Payments, and how it is used, then today we are going to give you complete information about WhatsApp UPI Payments Feature in this blog.

Also, we will also know how to use WhatsApp UPI-based payments feature? And how is it different from other UPI apps like Phone-Pe, Google-Pay, Paytm, etc.?

As we know well, In the world of social media, WhatsApp has a different identity. Nowadays WhatsApp has more than 2.7 billion users all over the world and more than 400 million active users on WhatsApp in India. WhatsApp users are increasing every day. It is becoming quite popular.

As we also know, how many online payment apps are in India, everyone is now sending and receiving money through online UPI. Transferring money online is very easy.

That’s why WhatsApp has taken advantage of having this large number of WhatsApp users and has introduced a new WhatsApp payment feature. This new feature of WhatsApp is very convenient and simple.

Now you can transfer money online through WhatsApp. WhatsApp payment facility based on UPI will be available for both Android and iOS versions of the app.

As of now, we used Google Pay, Paytm, Phone-Pe, etc. to make online payments, but now you can also pay online through WhatsApp. Yes, let us give you complete information about it.

For more details Click Here

What is WhatsApp UPI Payments Feature?

Online money transfers can be done through the WhatsApp UPI Payments feature. With the help of a Payment option, you can transfer money to any of your contacts online with the help of UPI.

So, if you also want to take advantage of WhatsApp UPI based payments feature. Then you should have complete knowledge about how to setup WhatsApp UPI, and how to send money to someone with WhatsApp UPI.

How to add UPI Payments Feature in WhatsApp? 

First of all, check your WhatsApp is a fake version app like GB-WhatsApp or not. Because it is not working in the fake version of WhatsApp. If your WhatsApp is original and installed from Play Store then you will not have any problem. 

First, you have to update your WhatsApp to the latest version from the play store or app store to add UPI Payments feature in your WhatsApp.

How to set up your account for WhatsApp Payments?

To set up the WhatsApp payments feature follow the steps given below.

  • First of all open WhatsApp on your mobile, after that, you have to click on the icon with the three dots on the top right corner.
WhatsApp Payments: How to Setup, Send and Receive Money
  • Now click on the 'Payments' option.
WhatsApp Payments: How to Setup, Send and Receive Money

  • After that, you will see 'Add Payment Method' option, click on it, then click on ‘ACCEPT AND CONTINUE’, and then select your bank from the bank list shown to you.
WhatsApp Payments: How to Setup, Send and Receive Money
  • After that, the option of phone number verification will be seen to you. Here you have to keep in mind one thing. That your WhatsApp Number and the Mobile Number registered in your bank account should be the same number.  Verify your bank account with the help of SMS.
WhatsApp Payments: How to Setup, Send and Receive Money
  • So as soon the verification is complete, you will have to setup UPI PIN. So that you can use it later when transferring money to someone. 
WhatsApp Payments: How to Setup, Send and Receive Money

  • After all this, WhatsApp UPI payments will be completed and you will see all the details of your bank. You can now send or receive money using WhatsApp UPI payments.

How to send money to someone with WhatsApp UPI Payments Feature?

You have learned what is WhatsApp Payments, how to set it up now let us tell you how you can send money from WhatsApp Payments.

Here you must remember one thing, the WhatsApp payment feature will work only. When you want to send money. That person has also set up his bank account in his WhatsApp UPI payments feature in his/her WhatsApp account. But if he/she has not, then you can send this guide to him/her. So that he can also set up the WhatsApp payment feature.

  • So, first of all, you open the chat option of your WhatsApp account. Open the chat of whoever you want to send money to.
  • When the chat is open, click on the Attach button in it.
WhatsApp Payments: How to Setup, Send and Receive Money
  • So now you click on the Payment option to send money. And then put the amount you want to send.
WhatsApp Payments: How to Setup, Send and Receive Money
  • After entering the amount, enter the valid UPI PIN to make the payment. As soon as you enter the UPI PIN, your payment will be completed. And the money will be deposited into the beneficiary’s account within seconds.
  • When you sent money, it will show in your chat list like other chat messages.
WhatsApp Payments: How to Setup, Send and Receive Money

So, in this way, you must have understood that the WhatsApp payment feature is very simple and convenient. Its process is also quite simple. And to complete it only a few steps have to be completed.

Frequently Asked Questions (FAQs)

Q) Can we do recharge or pay bills through WhatsApp UPI Payment?

Ans: Sorry to say, you can’t pay bills or do recharge through WhatsApp payment right now. WhatsApp may provide this feature in its next update.

Q) Can we pay through WhatsApp UPI in eCommerce sites like Flipkart, Amazon, Myntra, BookMyShow, etc. to buy anything?

Ans: Yes, you can buy anything by paying through WhatsApp UPI ID in any eCommerce site, whose who would accept UPI payments.

Q) Can we pay by scanning QR codes through WhatsApp payment?

Ans: Yes, you can pay through WhatsApp Payment to anyone by scanning their QR code.


So, friends, I hope you must have completely understood about WhatsApp UPI Payments Feature, How can you send money with WhatsApp? How it works.

Friends, I have given you all information regarding WhatsApp Payments. If you have any question related to this post, you can ask us in the comment box below, we will do our best to help you. And If you liked this post, don’t hesitate to share it.

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